A native of Plymouth, Jeff graduated from Valparaiso University and moved to Tucson AZ to serve as International Manager for Precision Shooting Equipment. He returned home to Plymouth in 2000, joining Merrill Lynch as an Investment Advisor. In 2002 Jeff founded his own firm, Umbaugh Financial to provide independent Investment Advisory Services to clients.
Jeff and his wife Jennifer are the proud parents of daughters Kami and Mackenzie and son Kyle. An avid outdoorsman you’ll often find Jeff out hunting or fishing and is involved in many shooting sports. He also enjoys his daughter’s volleyball travel tournaments and coaching his son in little league football.
Jeff is most passionate about working with clients on big picture items and topics--understanding how different pieces interact with each other while moving toward a goal. He has a unique understanding of business owners and the relationships between the business and the owner’s personal household.
“I am fortunate to be surrounded by partners who are some of the best of the best and brainstorming with them on behalf of our clients.” — Jeff Umbaugh
Born and raised in La Porte, IN Jim began his career in financial services as a financial advisor with Raymond James and Associates in Mishawaka, IN in 2006. In 2009 he partnered with Jeff Umbaugh to form Dillon-Umbaugh Wealth Management in Plymouth. Jim has previously served on the Edison Lakes Rotary board of directors, St. Joseph County Chamber of Commerce Ambassadors, and as chapter president of BNI in Goshen.
As a financial advisor with CarterDillonUmbaugh, one of Jim’s specialties is helping clients identify their own perspective of what retirement is. He is passionate about educating clients and breaking down financial lingo and concepts into everyday language that people can understand and remember.
Jim received his BA in organizational communication from the University of Montana and spent nearly twenty years in sales and management in the communication technology field for companies in South Bend and later Kalamazoo, MI.
Jim along with wife Diane and son Matthew reside in Plymouth. Jim enjoys the outdoors, working around the house and is a life-long, die hard Chicago Cubs fan.
“I prefer to think of the client as the one who is in control in the process of financial planning. My role is to act more as a CFO to generate ideas and strategies that they can use to get them closer to their goals. If they don’t accept an idea—then it’s my job to come up with something else.” - James B. Dillon
Justin was born and raised in Plymouth and received his degree in accounting and finance from Valparaiso University. He started his accounting career in 2007 with a local CPA firm and joined Carter Dillon Umbaugh as a partner in 2013.
Proud of his Plymouth roots, Justin is active in the Plymouth community serving on the board of several local organizations. He a member and past president of Plymouth Rotary; board member of the Professional Advisors Committee for the Marshall County Community Foundation; member of the United Way board; and serves as the finance chair of Trinity United Methodist Church in Plymouth.
Justin and wife Heather reside in Plymouth with their son Isaiah and are expecting their second child later in 2017. For recreation Justin enjoys spending time with his large and very close family in Plymouth.
“Every day here is a new challenge. It’s never boring serving our clients. One day we’re working on payroll, the next a corporate tax return and the next day we’re doing an individual’s 1040 return." - Justin H. Kuhn
Erin joined Carter, Dillon & Umbaugh in 2015 and has become the “go-to” person for processing payroll and related accounting and bookkeeping needs. A native of Plymouth, she received her degree in Computer Information Systems from Ancilla College. Before joining CarterDillonUmbaugh Erin served for several years as branch manager and staffing supervisor in the home healthcare industry.
Erin and husband Ian live in Plymouth with her stepchildren Zian, Ryder, and Parker. When not at work Erin enjoys outdoor activities, craft and building projects, and watching sports, especially the Chicago Cubs.
“We have a great team atmosphere—fun, friendly atmosphere with great people and the best clients!” — Erin Hansen
It is the voice of Julie Sprague you are most likely to hear when calling CarterDillonUmbaugh, and probably the first person you’ll see when you visit our office.
Julie has enjoyed over twelve years in various customer service roles in the field of accounting and finance, mastering everything from accounts payable to document imaging. She was born and raised in Plymouth and currently lives in Lapaz with her husband and two sons.
Julie enjoys watching her sons play sports, spending time with friends and family, fishing, and anything that makes her laugh.
“I appreciate the opportunity to make every person feel welcome when they walk in our door. I am proud to be part of this amazing group whose top priority is our clients.” – Julie Sprague